Last updated: May 2026
AYA.AD provides educational tools and content. This policy describes how we may handle information when you use our website. Our financial calculator is for education only and does not provide personalized investment, tax, or legal advice. Projections are estimates, not guarantees.
We may use Google Analytics (measurement ID G-34YPC7MZEZ) to understand aggregated traffic and usage. Analytics is configured to avoid sending detailed personal financial data from calculator inputs.
We use Microsoft Clarity to understand, in an aggregated way, how visitors interact with the site, including clicks, scrolling, navigation and technical device/browser data. This helps us improve usability, fix experience issues and evaluate tool performance.
We may store your preferred market in your browser's local storage to remember language and currency settings.
We may display ads through Google AdSense (publisher ID ca-pub-4820550058106159). Google and other vendors may use cookies or similar technologies to serve and measure ads. Ads may be personalized or non-personalized depending on your region, consent choices, and site configuration.
In the European Economic Area, United Kingdom, and Switzerland, personalized advertising typically requires a certified consent management platform (CMP). Until such a CMP is configured, we may use a conservative non-personalized ads setting where applicable.
You can manage ad personalization preferences through Google Ads Settings and your browser controls.
Some pages may include partner or affiliate links in the future. See our Affiliate Disclosure.
You can clear site data in your browser, use private browsing, or use tools to limit analytics and advertising cookies. Blocking cookies may affect some features.
Our tools are intended for adults. We do not knowingly collect personal information from children.
For privacy questions, see our Contact page.
This policy is provided in plain language and does not claim full compliance with GDPR, LGPD, or any other specific law. Requirements vary by jurisdiction.